Corona Kavach Policy,

Corona Kavach Policy,
Royal Sundaram General Insurance Co. Limited
We at Royal Sundaram understand that Family is the most important in uence in your life and you had always wanted to protect them, and more so in these stressful and tougher covid times where the treatment costs are substantially higher and can leave the family nancially impoverished. So, it is always your top priority to avail the much needed insurance cover for the people who matter most in your life besides protecting the family from nancial hardship if the unexpected happens in this di cult corona times.
That is why, Royal Sundaram brings to you 'Corona Kavach Policy, Royal Sundaram General Insurance Co. Limited', a standard individual covid health insurance policy for your family. It's a Covid speci c Health Insurance Policy, mandated by the Insurance Regulatory and Development Authority of India (IRDAI) to o er a product addressing covid related health insurance requirements of the general public besides bring in uniformity in o ering in terms of features and structure of the Covid Health Insurance Product and removing ambiguity in di erent products by di erent insurance companies.

50,000 2,00,000 3,50,000 5,00,000

1,00,000 2,50,000 4,00,000

1,50,000 3,00,000 4,50,000

3 1/2 Months

6 1/2 Months 9 1/2 Months

Retention of Premium (basis Policy Period)

Timing of Cancellation Up to 90 days

Rate of Premium to be retained
85.00% of policy premium will be retained

Exceeding 90 days

Full policy premium

Premium Rates*

Sum Insured
(`) 50,000 1,00,000 1,50,000 2,00,000 2,50,000 3,00,000 3,50,000 4,00,000 4,50,000 5,00,000

Individual Premium table

Tenure - 31/2 months Age Band

0-17

18-35

36-50

953 1,410 1,686 1,874 2,012 2,116 2,197 2,262 2,315 2,359

1,059 1,566 1,873 2,082 2,235 2,351 2,441 2,513 2,572 2,621

2,093 3,094 3,700
4,113 4,416 4,645 4,823 4,964 5,081 5,178

Above premium rate table is including GST 18%

51-65 3,248 5,594 6,690 7,437 7,985 8,398 8,720 8,976 9,186 9,362

Sum Insured
(`) 50,000 1,00,000 1,50,000 2,00,000 2,50,000 3,00,000 3,50,000 4,00,000 4,50,000 5,00,000

Individual Premium table

Tenure - 61/2 months Age Band

0-17

18-35

36-50

1,430 2,114 2,528 2,811 3,018 3,174 3,296 3,392 3,472 3,538

1,589 2,349 2,809 3,123 3,353 3,527 3,662 3,769 3,858 3,931

3,139 4,641 5,550 6,170 6,624 6,967 7,234 7,446 7,621 7,766

Above premium rate table is including GST 18%

51-65 4,872 8,392 10,035 11,156 11,977 12,597 13,080 13,464 13,779 14,042

Individual Premium table

Sum Insured
(`) 50,000 1,00,000 1,50,000 2,00,000 2,50,000 3,00,000 3,50,000 4,00,000 4,50,000 5,00,000

Tenure - 91/2 months Age Band

0-17

18-35

36-50

1,907 2,819 3,371 3,748 4,024 4,232 4,394 4,523 4,629 4,717

2,119 3,132 3,746 4,164 4,471 4,702 4,883 5,026 5,143 5,242

4,185 6,188 7,400 8,227 8,832 9,289 9,646 9,929 10,161 10,355

Above premium rate table is including GST 18%

51-65 6,496 11,189 13,379 14,875 15,970 16,796 17,440 17,952 18,372 18,723

* We shall apply a risk loading on the premium payable or Copayment for certain speci c conditions based upon the declarations made in the proposal form and the health status of the persons proposed for insurance.
**Minimum and maximum entry age is 18 years and 65 years respectively.

Disclaimer
Corona Kavach Policy, Royal Sundaram General Insurance Co. Limited is an IRDAI approved product with UIN - RSAHLIP21094V012021, which is underwritten and serviced by Royal Sundaram General Insurance Co. Limited. This brochure is not a contract of Insurance. Please refer policy document for exact terms and conditions and specific details applicable to this Insurance. Your participation in this insurance product is purely on a voluntary basis. We advise you to take your own professional advice before you participate.
Section 41 of the Insurance Act, 1938 - Prohibition of rebates
1) No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an Insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy nor shall any person taking out or renewing or continuing a Policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectus or tables of the Insurer.
2) Any person making default in complying with the provisions of this section shall be liable for penalty which may extend to ten lakh rupees.

Corona Kavach Policy,
Royal Sundaram General Insurance Co. Limited

Call 1860 425 0000 Visit www.royalsundaram.in

PR20028/JUL20

UIN - RSAHLIP21094V012021